Insurance and payment Information

Many of our patients have dental insurance benefits provided by their or their spouse’s employer. As a courtesy, we work to assist them in utilizing these benefits. We are happy to do so unless the dental benefits contract interferes with the best interest of our patients dental health, their desires or priorities, or our ability to provide the time, skills and materials necessary to achieve an optimal result. For this reason, our practice does not participate in any insurance programs. Quite simply, reduced fee programs force dental offices to see a higher volume of patients. This would not allow our doctors on our team to dedicate the time necessary for an exceptional, comfortable experience. Many of our services require techniques that are labor and time-intensive. Less than the optimal result would be expected without exceptional materials and sufficient time to do it right the first time. They trust the recommendations of their dentist and/or friends and value the high-quality care and the environment we strive to provide.

Please keep in mind that you are fully responsible for all fees charged by this practice regardless of your insurance coverage. There is no direct relationship between our practice and your insurance company. the type of plan chosen by you and /or your employer determines your insurance benefits; dental insurance policies vary. While it is your responsibility to understand your insurance policy, we will do what we can to maximize your insurance benefits. As a courtesy we will submit claims to your insurance company for procedures performed in our practice. In the event that your insurance company should request additional information or x-rays to process your dental claim, it will be our pleasure to provide them the information needed as well as a copy for any necessary follow-up.

Our treatment recommendations are based on a thorough review of your medical or dental history, our examination of your mouth, and discussions with you regarding the desires and priorities. Based on our professional training, proficiency, and experience, a personalized treatment plan deemed to be in your best interest is developed. The treatment plan is developed regardless of wether insurance is involved or not, and also regardless of whether the insurance company is willing to pay on that particular procedure or not. Insurance companies pay on dental, services based on premiums, contracts, and exclusions. These are important business decisions for them but have nothing at all to do with quality dental care. Lack of insurance coverage for a given service is in no way an indicator of the value or appropriateness of the treatment! Please note, we DO NOT submit to medical insurance carriers or to Medicare programs.